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Khuddakapāṭha 8

Nidhikaṇḍasutta

Storing Your Savings · Translation: Bhikkhu Sujato, SuttaCentral

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savingsNidhiṁ stores awaynidheti a personpuriso,
deepgambhīre by the water's edgeodakantike;
needAtthe affairkicce when arisensamuppanne,
for the benefitatthāya to meme it will bebhavissati.

A person stores away their savings in a deep trove by the water’s edge: “When need arises it will be there to help

from a kingRājato or if slanderedduruttassa,
from banditscorato if harassedpīḷitassa orvā;
from debtIṇassa or for releasepamokkhāya,
in faminedubbhikkhe in lossesāpadāsu orvā;
for this purposeEtadatthāya in the worldlokasmiṁ,
savingsnidhi indeednāma are stored awaynidhīyati.

free me from rulers if I am slandered, or from bandits if harassed, or to release me from debt, or in case of famine or losses.” What the world calls savings get stored away for such reasons.

but even well-storedTāvassunihito beingsanto,
in a deepgambhīre pit by the waterodakantike;
notNa allsabbo alwayssabbadā indeedeva,
for himtassa thattaṁ servesupakappati.

But no matter how well stored away they are in a deep pit by the water’s edge, all their savings will fail to aid them all the time.

savingsNidhi perhaps from the placeṭhānā shiftcavati,
the perceptionsaññā or hisvāssa is confusedvimuyhati;
dragonsNāgā or make off withapanāmenti,
spiritsyakkhā orvāpi carry awayharanti themnaṁ.

For perhaps those savings shift from there, or they forget what marks the site, or dragons make off with them, or spirits carry them away,

unlovedAppiyā orvāpi heirs,dāyādā,
they unearthuddharanti secretlyapassato;
whenYadā merit's endpuññakkhayo ishoti,
all thatsabbametaṁ vanishesvinassati.

or unloved heirs secretly unearth them. When their merit is used up, all of that will vanish.

but by whichYassa by givingdānena by moralitysīlena,
by restraintsaṁyamena by self-controldamena andca;
savingsNidhī well keptsunihito ishoti,
of a womanitthiyā of a manpurisassa orvā.

But by giving and morality, restraint and self-control, a woman or man keeps their savings safe.

at a shrineCetiyamhi orca with the Saṅghasaṅghe orvā,
with a personpuggale with guestsatithīsu orvā;
with motherMātari with fatherpitari and alsocāpi,
or elseatho an elder siblingjeṭṭhamhi with a siblingbhātari.

At a shrine or with the Saṅgha, with mother or father, or else an elder sibling,

thisEso savingsnidhi well kept safesunihito,
undecayingajeyyo staying with youanugāmiko;
leaving behindPahāya in things to be leftgamanīyesu,
thisetaṁ takingādāya you gogacchati.

those savings are kept safe, they stay with you, undecaying. We must go on leaving all behind, only this you take when you go.

not shared with othersAsādhāraṇamaññesaṁ,
thief does not carry awayacorāharaṇo savingsnidhi;
would makeKayirātha an attentive onedhīro meritpuññāni,
thatyo savingsnidhi that stay with youanugāmiko.

You don’t have to share it with others, no thief makes off with your savings. An attentive one would make merit, the savings that stay with you.

thisEsa of gods and humansdevamanussānaṁ,
granting every desiresabbakāmadado savingsnidhi;
whateverYaṁ they wish foryadevābhipatthenti,
all this through thissabbametena is obtainedlabbhati.

Such savings grant every desire of gods and humans too. Whatever it is that they wish for through this they have it all.

good looksSuvaṇṇatā a sweet voicesusaratā,
a good shapesusaṇṭhānā good appearancesurūpatā;
leadership and followersĀdhipaccaparivāro,
all thissabbametena is obtainedlabbhati.

Good looks, a sweet voice, a good shape, and good appearance, leadership and followers: through this they have it all.

sovereignty of a local kingdomPadesarajjaṁ sovereigntyissariyaṁ,
the happiness of a Wheel-Turning Monarchcakkavattisukhaṁ dearpiyaṁ;
even kingshipDevarajjampi in the heavensdibbesu,
through this allsabbametena is obtainedlabbhati.

Sovereignty of a local kingdom, the happiness of a Wheel-Turning Monarch, even kingship in the heavens: through this they have it all.

humanMānussikā andca successsampatti,
in the heavenly worlddevaloke andca whatever delightrati;
whatever andca attaining extinguishmentnibbānasampatti,
all through thissabbametena is obtainedlabbhati.

Human success, heavenly delight, attaining extinguishment: through this they have it all.

relying on having good friendsMittasampadamāgamma,
indeed rationallyyonisova applyingpayuñjato;
mastery of knowledge and freedomVijjāvimuttivasībhāvo,
all thissabbametena is obtainedlabbhati.

Relying on having good friends, rational application of effort, mastery of knowledge and freedom: through this they have it all.

analytical knowledgePaṭisambhidā liberationsvimokkhā andca,
which andca disciple-perfectionssāvakapāramī;
independent enlightenmentPaccekabodhi Buddha-planebuddhabhūmi,
all this through thissabbametena is obtainedlabbhati.

Analytical knowledge, the liberations, the perfections of the disciple, the plane of an independent Buddha: through this they have it all.

thusEvaṁ very beneficialmahatthikā thisesā,
that is to sayyadidaṁ accomplishment in meritpuññasampadā;
thereforeTasmā the attentivedhīrā praisepasaṁsanti,
the astutepaṇḍitā the making of meritkatapuññatanti.

This accomplishment in merit is so very beneficial. That’s why the attentive and the astute praise the making of merit.

The Discourse on the Store of TreasureNidhikaṇḍasuttaṁ.

The Discourse on the Store of Treasure.

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